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Which describes you best?
Book Pre-Listing Call
Ask About Bridge Loan Strategy
Explore Net Sheet vs. Refi Options
I'M SELLING SOON (seller)
Estimate your true walk-away by offer. Compare credits vs price cuts and avoid surprises.
What’s inside:
- Three-offer comparison (A/B/C) with credits
- Closing costs & prorations checklist
- Space for payoffs, HOA dues, tax date
Next steps:
- Upload photos/notes for a 15-min Pricing Gut-Check
- Decide: small price cut or rate-credit menu
- Pick go-live date + vendors (photos, cleaning, minor fixes)
Review offers with real numbers, not guesses.
15-Minute Pricing Gut-Check (Free)
Want a quick, numbers-first plan before you list?
It’s time to start having success today!
i'm moving up (buyer)
Know your monthly and cash-to-close—plus the best path to lower your payment.
What’s inside:
- Standard vs 2-1 vs 3-2-1 payment comparison
- Permanent buydown breakeven mini-box
- Cash-to-close estimate with credits
Next steps:
- Choose your payment path (temp vs permanent buydown)
- Start pre-approval (soft pull first if needed)
- Turn on property alerts & set tour window
Payment too high? Check 2-1 / 3-2-1 vs permanent.
Payment & Rate Strategy Session (20 min)
Choose the lowest realistic path—without guesswork.
It’s time to start having success today!
i'm investor/owner (investor)
Underwrite in minutes: NOI • PITIA • DSCR with three loan options and sensitivities.
What’s inside:
- Option A (30yr P&I) • Option B (30yr IO) • Option C (ARM)
- Rate and vacancy sensitivity tables
- Prepayment (step-down) choices
Next steps:
- Send rent roll/leases or market rent report
- Pick IO vs P&I and preferred prepay
- Confirm vesting (LLC + PG) and reserves
Does this deal pass at 1.25 DSCR?
DSCR Quick Underwrite Call (15 min)
See if your deal passes at a glance.
It’s time to start having success today!
ABOUT HENRY JONES
I was born and raised in the great state of Illinois. I attended Robert Morris University and graduated in 1992 with a Bachelor of Science in Finance and Real Estate. I am a Mortgage and Real Estate Professional, a focus which I have drown on from my past experiences and a genuine desire to help people through challenging personal situations. I am innovative, trusted and possesses the determination necessary to get the job done. When I am not in the office or out with clients, I play basketball, I love golfing, yoga and cooking. In 2012 I purchased a small farm outside of Kankakee and enjoy spending time with the grandchildren.
- 20+ Years of Experience
- 1000+ Happy Homeowners
- $100M+ in Sales
Henry Jones NMLS #2514797 NMLS #2514797 • NEXA Mortgage NMLS #1660690 • IL MB.6761446 • Serving IL & IN, Equal Housing, Licensed in Illinois & Indiana Serving Illinois & Indiana
NEXA Mortgage LLC NMLS #1660690 • 5559 S Sossaman Rd Bldg #1 Ste #101 Mesa, AZ 85212 • Equal Housing Lender. Programs subject to qualification and change without notice. This is not a commitment to lend or solicit to list. For educational purposes only. Results vary.
