See If Your Deal Passes the DSCR Test — in 60 Seconds Flat
Know Instantly If Your Investment Passes the DSCR Test — Before You Waste Time or Money
We appreciate you taking the time to see what DSCR ratios your investment may qualify for. Most investors lose deals by guessing or waiting on a lender — you’ve set yourself apart by putting numbers first.
With the Fast-Track DSCR Calculator, you’ll be able to:
✅ Check instantly if your deal clears common 1.20–1.25 thresholds
✅ See how much loan your NOI supports without back-and-forth paperwork
✅ Get a clear pass/fail status in real time before wasting time on weak deals
✅ Test sensitivity for rate, amortization, and NOI changes
What this means for you: Instead of relying on a “maybe,” you can filter out losers instantly, spot winning properties faster, and bring confidence to sellers and partners by showing numbers up front.
If you’d like me to personally review your numbers, I can walk you through alternative loan programs if you’re on the edge, how to structure your deal for stronger coverage, and options to scale from 1 unit to 20+ with the right financing.
Enter your numbers below to see if your property cash flows under lender guidelines
Calculator Instructions:
- Enter your monthly rent.
- Click “Calculate” to see your DSCR ratio.
- Enter your monthly mortgage payment (principal + interest + taxes + insurance).
Ready to move fast? Get a quick plan for rate, term, and target DSCR.
Fast Track Your Approval With a Free Strategy Session
The calculator gives you the numbers. A consultation gives you the strategy to win.
Here’s what we’ll cover in your free session:
- Which DSCR loan programs fit your property
- How to structure income and expenses to qualify
- Creative financing hacks to increase your approval odds
- Next steps to lock in the best terms
FAQ + Compliance
- What DSCR do lenders want? (Common: 1.20–1.25; some programs 1.10–1.15)
- Does the calculator run credit? No.
- Is this advice? Educational estimate. Not financial, tax, or legal advice.
Want a lender-ready structure in 15 minutes?
Don’t leave your deal to chance. Let’s review your numbers together and put a plan in place.
Spots are limited each week for consultations. Reserve yours now before your deal moves on without a clear plan.
We do business in accordance with the Federal Fair Housing Act. Equal Housing Opportunity. Information is deemed reliable but not guaranteed. Subject to errors, omissions, change of price, prior sale, or withdrawal.
Not intended to solicit those already represented by a real estate broker. REALTOR® is a registered collective membership mark identifying real estate professionals who are members of the National Association of REALTORS®.
We’re committed to accessible service. If you have difficulty using this site, contact us at ITSMYAGENT@GMAIL.COM/ 708-540-2969 for assistance.