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The Winning Investor Path

Decide in Minutes, Not Days.

DSCR clarity, cashflow snapshot, and a 48-hour pre-approval path.

⭐ Main Insights

  • DSCR Plan: rate, term, target DSCR by property type
  • Cashflow Snapshot: NOI, breakeven OCC %, cash-on-cash
  • 48-Hour Investor Pre-Approval Checklist

Ready to move fast on your next deal?

Underwrite in minutes: NOI • PITIA • DSCR with three loan options and sensitivities.

What’s inside

  • Option A (30yr P&I) • Option B (30yr IO) • Option C (ARM)
  • Rate and vacancy sensitivity tables
  • Prepayment (step-down) choices

Next steps

  • Send rent roll/leases or market rent report
  • Pick IO vs P&I and preferred prepay
  • Confirm vesting (LLC + PG) and reserves

Does this deal pass at 1.25 DSCR?

DSCR Quick Underwrite Call (15 min)

See if your deal passes at a glance.

It’s time to start having success today!

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

“Underwrote the deal in minutes—DSCR 1.28, clear path to close.”

— Thes C., first-time buyer

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

“They caught a tax/insurance mismatch; NOI improved and DSCR passed.”

- Irish Kate P., Move Up Buyer

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

“48-hour pre-approval with checklist. No drama.”

- Stephen G.

ℹ️ Mini faq

  • What DSCR do lenders look for? → Many aim for ≥1.20–1.25 DSCR (program-dependent). We’ll target the threshold that fits your loan type and market.
  • How quickly can we close? → With a clean file and vendors aligned, many investor loans close in 2–4 weeks. Appraisal/Title turn times drive the timeline.

ABOUT HENRY JONES​

I was born and raised in the great state of Illinois. I attended Robert Morris University and graduated in 1992 with a Bachelor of Science in Finance and Real Estate. I am a Mortgage and Real Estate Professional, a focus which I have drown on from my past experiences and a genuine desire to help people through challenging personal situations. I am innovative, trusted and possesses the determination necessary to get the job done. When I am not in the office or out with clients, I play basketball, I love golfing, yoga and cooking. In 2012 I purchased a small farm outside of Kankakee and enjoy spending time with the grandchildren.

  • 20+ Years of Experience
  • 1000+ Happy Homeowners
  • $100M+ in Sales

Henry Jones NMLS #2514797, Equal Housing, Licensed in Illinois & Indiana
Serving Illinois & Indiana
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