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The Buyer Success Accelerator
Know Your Number. Win Your Home
See your true monthly and cash-to-close—and ways to lower payment.
🏆 Key Takeaways
- Affordability Plan: PITI, MI, cash-to-close scenarios
- Rate Strategies: 2-1 / 3-2-1 vs Permanent Buydown
- Loan Options Matrix: FHA • 3% Conv • VA/USDA • DPA
What’s inside
- Standard vs 2-1 vs 3-2-1 payment comparison
- Permanent buydown breakeven mini-box
- Cash-to-close estimate with credits
Next steps
- Choose your payment path (temp vs permanent buydown)
- Start pre-approval (soft pull first if needed)
- Turn on property alerts & set tour window
Unsure what you can really afford today?
Payment & Rate Strategy Session (20 min)
Choose the lowest realistic path—without guesswork.
It’s time to start having success today!
❓❓❓
- Will checking my affordability hurt my credit? → Our initial check can use a soft pull. A full pre-approval needs a hard pull—we’ll time it when you’re ready.
- Can I combine DPA with a buydown or seller credit? → Often yes, but program rules vary. We’ll structure a compliant stack and show you side-by-side numbers.
⭐️ ⭐️ ⭐️ ⭐️ ⭐️
“Payment came in lower than we expected using the buydown plan. Closed on time.”
— Thes C. first-time buyer
⭐️ ⭐️ ⭐️ ⭐️ ⭐️
“They showed 3 loan options, no surprise cash-to-close at signing.”
- Kate P. Move Up Buyer
⭐️ ⭐️ ⭐️ ⭐️ ⭐️
“We almost waited—good thing we didn’t. Got pre-approved and won in 6 days.”
- Stephen G.
Nexa Mortgage NMLS# 0660690 © 2025. All Rights Reserved. | 5559 S. Sossaman Rd, Bldg 1, Ste. 101, Mesa, AZ 85212
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